How to Make an Indigo Card Payment?


Once you have activated your new card and begun using it, timely payments are paramount. Managing your new credit line is something you need to be responsible about to ensure it acts as the credit building tool it is designed to be. Here we’re looking more closely at how to make an Indigo Card payment and the different ways you can ensure you never miss your required monthly payment.

Best Practices for your Indigo Credit Card

Having access to a new credit card can be a great way to manage your finances more effectively. However, keeping in mind these best practices will help ensure you manage your new credit wisely:

  1. Make payments on time: this page is focused on how to make payments and it is vital you make your payments on time to avoid a negative impact on your credit score.
  2. Monitor your credit use: try and keep your balance below the credit limit to boost your credit score, around 30% utilization maximum is best. If your spending is greater during a single statement period you can always make an extra payment during the statement cycle.
  3. Review your account: you can easily login and access your Indigo account, making it easy to monitor spending and keep an eye out for unauthorized usage.

Your Guide to Making Indigo Payments


Paying off your Indigo Card usage is easy whether you opt to pay online, via telephone or even by mail. Before you can make a payment, you need to ensure you have all the necessary details in hand which is simply your credit card or credit card number, how much you wish to pay off and your bank details or details of the card you plan to pay with, depending on your payment method of choice. Here is a closer look at the three ways to pay:

1. Online Payment

  • Login to your Indigo Card account online via
  • Locate and click the payments tab and follow the on-screen instructions, inputting your bank account details for the payment method.
  • Once you’ve added your account details and selected the payment amount you can confirm and submit your payment.

2. Telephone Payment

  • Call the phone number on the back of your credit card.
  • Follow the automated steps where you will be asked to enter your credit card number, payment details and method of payment.
  • Receive confirmation from the automated system.

3. Mail Payment

  • Write out a check of the amount you want to pay, payable to Indigo.
  • Add your Indigo Card number to the check so it can be connected to your account.
  • Mail the check to the address listed on your billing statement.

Setting up Autopay

Autopay is a great way of ensuring you never miss a payment, and your credit is properly managed. Autopay is a safeguard against missed payments and follow these steps to get autopay set up:

  1. Log in to your account at
  2. Click on the Payments tab.
  3. Click on AutoPay and choose the Set Up AutoPay option.
  4. Select the desired automatic payment amount—either a particular amount, the minimum payment or full balance.
  5. Enter your bank account information.
  6. Review and confirm your autopay details.

Once you’ve put autopay in place it will automatically take your chosen amount from your bank account, charging it to your credit card and ensuring you never miss a payment.

Sensible Credit Management

You must keep on top of your Indigo Card payments to maintain your credit score. If you’re mailing your payment, make sure you allow at least seven business days for the payment to arrive. For all other payment methods, one business day is plenty of time for your payment to be applied before the due date.

If you do not make your regular card payments, you will be subject to late payment fees, and this will negatively impact your credit score. You may also be subject to a penalty APR. As the Indigo Card is designed for people with bad credit it is even more important to keep on top of your regular payments, as your credit situation could get even worse.


The Indigo Card and your online account make it very easy to manage your credit. Paying online is the quickest and easiest method but it’s also easy to pay via telephone or mail if that’s your preference. You need to stay on top of your payments and manage your credit utilization responsibly to get the most from your Indigo Card and you can explore our FAQs or contact the customer services team if you need more guidance.


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